大学MOOC 金融经济学(四川大学)1462889162 最新慕课完整章节测试答案

个人家庭和企业的金融决策

1、单选题：
‍A business firm’s decision between financing the purchase of a delivery van by taking out a loan or by leasing is an example of  (                            )‏‍‏
选项：
A: capital-budgeting decision
B: working capital management decision
C: capital structure decision
D: risk management decision
答案: 【 capital structure decision】

2、单选题：
‌In order to protect against a drop in price of the stocks you hold, you decide to lock in stock prices by signing a contract with financial intermediaries. What is the type of financial decision you make in the example? (                     )​
选项：
A: Consumption and saving decision
B: Investment decision
C: Financing decision
D: Risk-management decision
答案: 【 Risk-management decision】

金融市场的类型

1、判断题：
‍Stock is one of the financial instruments traded on the money market.‎
选项：
A: 正确
B: 错误
答案: 【 错误】

金融的概念

1、判断题：
The roles of time and conditions of uncertainty are the two distinguishing characteristics of financial decisions. ​‍​
选项：
A: 正确
B: 错误
答案: 【 正确】

金融系统中资金的流动

1、单选题：
‍Suppose that Alice bought a house by obtaining a loan from a financial company, which raised funds by issuing stocks and bonds in the markets. Which one is correct about the flow of funds?   (                     )‏
选项：
A: Surplus Units - Markets - Deficit Units
B: Surplus Units - Markets - Intermediaries - Deficit Units
C: Surplus Units - Intermediaries - Deficit Units
D: Surplus Units - Intermediaries - Markets - Deficit Units
答案: 【 Surplus Units - Markets - Intermediaries - Deficit Units】

单利、复利等基本概念

1、单选题：
​Suppose you put $1,000 into an account earning an interest rate of 5% per year for 5 years, and assuming you take nothing out of the account before then. What is the future value? What are the simple interest and the compound interest?​
选项：
A: FV=$1,376.28; simple interest=$350; compound interest=$26.28
B: FV=$1,226.28; simple interest=$200; compound interest=$26.28
C: FV=$1,276.28; simple interest=$250; compound interest=$26.28
D: FV=$1,279.28; simple interest=$250; compound interest=$29.28
答案: 【 FV=$1,276.28; simple interest=$250; compound interest=$26.28】

复利、计息频率与有效年利率

1、单选题：
‍You take out a loan at an APR (annual percentage rate) of 12% with monthly compounding. What is the effective annual rate on your loan?‏
选项：
A: 13.68%
B: 12.98%
C: 13.98%
D: 12.68%
答案: 【 12.68%】

2、单选题：
‎Suppose a $10,000 T-bill that will mature in 3 months is currently selling for $9,800. If you purchase and hold the T-bill to maturity what rate of return would you earn on this investment computed as a continuously compounding annual rate (over th