大学MOOC 商业银行经营与管理(江西财经大学)1450370209 最新慕课完整章节测试答案

第一章单元测试题

1、单选题：
‌In the United States, a commercial bank qualifies as a "bank" under federal law if it offers: ‎‌‎
选项：
A: A.consumer installment loans, CDs.
B: B.trust services, commercial loans.
C: C.checking accounts, commercial loans.
D: D.commercial deposit accounts, consumer savings plans.
答案: 【 C.checking accounts, commercial loans.】

2、单选题：
‎A bank which manages the investment portfolio and pays the bills of an elderly customer who is unable to do it for him or herself is carrying out the __________ of banks. ‍
选项：
A: A.intermediation role
B: B.payment role
C: C.guarantor role
D: D.agency role
答案: 【 D.agency role】

3、单选题：
​Which of the following is not a current trend in the banking industry?                             ​​​
选项：
A: A.The number of banks is declining                                                                                     
B: B.The number of bank branches is declining
C: C.The number of bank competitors is increasing
D: D. Bank industry convergence
答案: 【 B.The number of bank branches is declining】

4、单选题：
‌Which of the following types of banks would most likely offer the largest number of financial services virtually? ‍
选项：
A: A.A community bank
B: B.A retail bank
C: C.A universal bank
D: D.An international bank
答案: 【 C.A universal bank】

5、单选题：
‌Wholesale banks are those banks that: ‏
选项：
A: A.Wholesale banks are those banks that: 
B: B.only make loans to the wholesale industry.
C: C.serve corporations and government.
D: D. have only retail customers.
答案: 【