Chapter 10 Financial Resources Management

Chapter 10 单元测试

1、单选题:
​If you’re a farmer who needs help clearing his fields and has plenty of food to spare, you might enter into a _____ transaction with a laborer who has time to clear fields but not enough food.‏​‏​‏
选项:
A: sharecropping
B:  barter
C: tenant farming
D: bargaining
答案: 【  barter

2、单选题:
​Money serves all of the following basic functions except _____.‏
选项:
A: medium of barter
B: medium of exchange
C: measure of value
D: store of value
答案: 【 medium of barter

3、单选题:
‌Which of the following is the best reason why money exchange is more efficient than barter?​
选项:
A: Money isn’t too heavy to carry.
B: Money is a more precise measure of value.
C: Money doesn’t take up space allotted to goods.
D: Money has greater value than any goods.
答案: 【 Money is a more precise measure of value.

4、单选题:
‍The value of a good or services can be measured with money. For example, a car with a price of $2,000 is worth twice as much as a car with a price of $1,000. This function is called the ____________or Unit of Account.‍
选项:
A: Medium of exchange 
B:  Store of Value
C: Unit of Value
D: Standard of Value
答案: 【 Standard of Value

5、单选题:
‏Credit cards, smart cards and funds held in online accounts that can be transferred over the internet and so on. This refers to _______________that is stored and processed through computer system or electronic payment system.‍
选项:
A:  credit money
B:  representative money
C: depository money
D: commodity money
答案: 【 depository money

6、单选题:
‏Financial institutions have three attributes in the followings EXCEPT ______________.‌
选项:
A: reducing transaction costs of financial dealings.
B: bear and spread the risk of primary security ownership
C: offset deposit and withdrawals
D:  reap a greater harvest of relevant information
答案: 【  reap a greater harvest of relevant information

7、单选题:
‌ __________ issues a common currency, clears payments, and regulates banks.‎
选项:
A: Central Banking 
B: Central government 
C: Financial institution 
D: Financial intermediaries 
答案: 【 Central Banking 

8、单选题:
‍These stocks of the largest, most prestigious corporations in the world are traded on  ‌‍_____.‌‍‌
选项:
A:  the New York Stock Exchange
B: the American Stock Exchange
C: OTC Markets
D:  the Primary Market
答案: 【  the New York Stock Exchange

9、单选题:
‍ _____ is the best-known over-the-counter electronic exchange system.‍
选项:
A: NASDAQ 
B: The Chicago Board of Trade
C: The New York Stock Exchange
D: eBay
答案: 【 NASDAQ 

10、单选题:
‍ A(n) _____ market is a period of declining or sluggish stock prices.‍
选项:
A:  inflationary market
B: deflationary market
C: bull market
D:  bear market
答案: 【  bear market

11、判断题:
​ M-2 is a measure of the money supply that includes everything in M-1 plus near-cash.‌
选项:
A: 正确
B: 错误
答案: 【 正确

12、判断题:
​The value of representative money depends on its general acceptance based on the credit of its issuer. ​
选项:
A: 正确
B: 错误
答案: 【 错误

13、判断题:
‎Financial institutions are economic units whose main function is to handle the financial assets of households and firms in our society.‎
选项:
A: 正确
B: 错误
答案: 【 正确

14、判断题:
​Lower-than-expected returns on one issue may NOT be offset by higher-than-expected returns on another. ‌
选项:
A: 正确
B: 错误
答案: 【 错误

15、判断题:
‍As an intermediary, financial institutions convert risky primary securities into less risky secondary securities.‏
选项:
A: 正确
B: 错误
答案: 【 正确

16、判断题:
‍A bond is a form of earnings distributed to a firm’s stockholders.​
选项:
A: 正确
B: 错误
答案: 【 错误

17、判断题:
​ Equity financing means raising needed capital by selling bonds. ‎
选项:
A: 正确
B: 错误
答案: 【 错误

18、判断题:
‎Preferred stockholders bear the ultimate rewards and risks of ownership.‏
选项:
A: 正确
B: 错误
答案: 【 错误

19、判断题:
‎Cumulative preferred stock requires a corporation to pay all current and missed preferred dividends before paying any common stock dividends. ‌
选项:
A: 正确
B: 错误
答案: 【 正确

20、判断题:
​Securities and Exchange Commission (SEC) protects investors and helps maintain the integrity of securities markets by enforcing laws against insider tradin‌
选项:
A: 正确
B: 错误
答案: 【 正确

Chapter 11 Managing Information and Technology

Chapter 11单元测试

1、单选题:
‌Data are _____ facts.​
选项:
A:  processed
B:  digitized
C: unprocessed
D: technological
答案: 【 unprocessed

2、单选题:
‌_____ consists of data that have been processed or turned into some useful form.‌
选项:
A: Technology
B:  Information
C: A resource plan
D: Enterprise planning
答案: 【  Information

3、单选题:
​_____ managers need information for planning, setting objectives, and making major strategic decisions.‏​‏
选项:
A: Top
B:  Middle
C: First-line
D:  Data
答案: 【 Top

4、单选题:
‌_____ are electronic collections of related data that can be accessed by various members of an organization.‌‌‌
选项:
A: Data mines
B: Data warehouses
C:  Databases
D:  Data storage systems
答案: 【  Databases

5、单选题:
‏_____ involves a centralized database in which data from several databases are consolidated and organized so that they can be easily analyzed.‎‏‎
选项:
A:  A data warehouse
B: Data mining
C: A database motherlode
D:  Information mining
答案: 【  A data warehouse

6、单选题:
‍By _____ its customer-based data warehouse, a firm can discover previously unknown relationships between customers in general and certain groups of customers.‌
选项:
A: data collating
B: data mining
C: data prospecting
D: data leasing
答案: 【 data mining

7、单选题:
‎_____ systems are generally used by managers at lower levels of an organization. ‏‎‏
选项:
A: Tactical support
B: Internal support
C: Bottom up support
D: Operations support
答案: 【 Operations support

8、单选题:
​Using _____ software, engineers can test computer models digitally before moving new products into the prototype stage.‍
选项:
A: computer-aided manufacturing
B: operations design
C: creative design
D: computer-aided design
答案: 【 computer-aided design

9、单选题:
‌To convince consumers that it’s safe to buy things over the Internet, businesses must _____.‌
选项:
A: keep credit-card numbers safe
B:  protect passwords
C: protect personal information

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